The lenders that make personal loans under $5,000 are a distinct group. Most large banks do not offer loans this small, so the market is served by online fair-credit lenders, marketplace platforms with low minimums, and a network of branch-based installment lenders that have operated in small cities for decades. Split Rent Payments profiles 22 of them here so you can see how amounts, terms, credit requirements, and funding speed differ before you apply. The profiles are descriptive, not endorsements; lenders change terms and state coverage often, so confirm details on the lender's own site. None of the profiles link out, and none of the lenders paid to appear.
How to use this comparison
Start with your credit profile, then your amount, then your timing. Lenders in this list fall into four groups. Prime and near-prime online lenders such as Best Egg, Upstart, and LendingPoint serve scores from about 600 up and offer the lowest rates but often have minimums of $1,000 to $2,000 and terms of two years or more. Fair-credit online lenders such as Avant, Upgrade, and Universal Credit accept scores in the high 500s and charge origination fees. Subprime online lenders such as OppLoans, NetCredit, and RISE serve poor credit at high APRs with fast funding and no origination fee. Branch-based installment lenders such as OneMain, Mariner, Regional, World, Lendmark, Republic, Heights, Sun Loan, Security Finance, and Tower make very small loans in person, often the same day, at high rates.
For an amount at the bottom of the range, $500 to $1,000, the branch lenders, Possible Finance, and MoneyLion are the realistic options. For $2,000 to $5,000 with fair or better credit, the online lenders compete on rate. The rates page shows what each tier typically costs, and the eligibility guide explains what each type of lender verifies.
What the columns mean
Amounts are the lender's advertised range; the low end matters most on Split Rent Payments, since a lender with a $2,000 minimum cannot help with a $900 rent gap. Terms are the advertised repayment lengths; a long minimum term on a small loan raises total interest unless you prepay, which nearly all of these lenders allow. Credit focus describes the borrowers the lender is built for, not a hard cutoff. Funding speed is the typical time from signing to money in your account. Fees notes whether an origination fee is charged; where it is, request slightly more than you need.
Two things the table cannot show: your state, which determines which lenders can lend to you at all, and your banking history, which fair-credit lenders weigh heavily. Submitting one request through Split Rent Payments routes it to lenders that fit both, which is faster than applying to each lender in turn.
Reading a lender profile
Each profile below describes the lender's typical borrower, its process, its cost position, and the situation it fits. Cost positions are relative: "high" means APRs well above prime, common for subprime and branch lenders. The profiles are written for renters who plan to split rent payments and a loan payment with others, so they note when a lender's minimum term or amount makes a small shared loan awkward. Households using a split pay app for shares should also check whether the lender lets you choose the due date, since aligning it with your collection date prevents late fees.
Comparison table: 22 small personal loan lenders
| Lender | Amounts | Terms | Credit focus | Funding |
|---|---|---|---|---|
| Oportun | $300 – $10,000 | 6 – 48 months | No credit history required; fair credit | Same day to 1 business day |
| OppLoans | $500 – $4,000 | 9 – 18 months | Fair to poor credit | Next business day |
| NetCredit | $500 – $10,000 | 6 – 60 months | Fair to poor credit | Same or next business day |
| Possible Finance | $50 – $500 | Up to 8 weeks (4 installments) | No minimum score | Minutes to 1 business day |
| Avant | $2,000 – $35,000 | 12 – 60 months | Fair credit, roughly 580 and up | Next business day |
| Upstart | $1,000 – $50,000 | 36 or 60 months | Considers education and employment; 300+ score accepted | Next business day |
| LendingPoint | $1,000 – $36,500 | 24 – 72 months | Fair credit, roughly 600 and up | Next business day |
| OneMain Financial | $1,500 – $20,000 | 24 – 60 months | Fair to poor credit; no stated minimum | Same day at a branch |
| Upgrade | $1,000 – $50,000 | 24 – 84 months | Fair credit, roughly 580 and up | 1 business day after acceptance |
| Best Egg | $2,000 – $50,000 | 36 – 60 months | Good credit, roughly 600 and up; 700+ for best rates | 1 – 3 business days |
| Universal Credit | $1,000 – $50,000 | 36 – 60 months | Fair to poor credit, roughly 560 and up | 1 business day after acceptance |
| RISE Credit | $300 – $5,000 | 4 – 26 months | Poor credit; no minimum score | Next business day |
| Mariner Finance | $1,000 – $25,000 | 12 – 60 months | Fair to poor credit; no stated minimum | Same day at a branch; 1 – 2 days online |
| Regional Finance | $600 – $15,000 | 6 – 48 months | Fair to poor credit | Same day at a branch |
| World Finance | $300 – $12,000 | 4 – 48 months | Fair to poor credit; no minimum score | Same day at a branch |
| Lendmark Financial Services | $1,000 – $25,000 | 12 – 72 months | Fair to poor credit | Same day at a branch |
| Republic Finance | $500 – $15,000 | Varies; short terms available | Fair to poor credit | Same day at a branch |
| Heights Finance | $500 – $10,000 | 6 – 48 months | Fair to poor credit | Same day at a branch |
| Sun Loan Company | $250 – $5,000 | Up to 24 months | Fair to poor credit; no minimum score | Same day at a branch |
| Security Finance | $100 – $5,000 (varies by state) | Up to 24 months | Fair to poor credit; no minimum score | Same day at a branch |
| Tower Loan | $300 – $10,000 | Up to 36 months | Fair to poor credit | Same day at a branch |
| MoneyLion | $500 – $1,000 (Credit Builder Plus) | 12 months | No credit check for Credit Builder loan | Portion available immediately |
Lender profiles
1. Oportun
For renters: Renters who split rent payments and are building a first credit file are the borrowers Oportun serves best, and Split Rent Payments routes thin-file requests here often.
Oportun is a mission-driven lender that has made small personal loans to borrowers with little or no credit history since the mid-2000s. Applications are evaluated using income, bank history, and alternative data, and the company reports payments to the major bureaus so an on-time personal loan builds a file. Loans in the $500 to $5,000 band are its core product, and repayment can be scheduled to match a biweekly paycheck. Interest rates sit well above prime-lender levels but are capped at 36% by company policy. Funding can be same day at a retail location or next business day online. Oportun is a strong fit for first-time borrowers and immigrants building U.S. credit; borrowers with good credit will usually find lower rates elsewhere.
2. OppLoans
For renters: For a renter who needs one month covered and will split rent payments with a roommate, the 9-month minimum term is the main thing to weigh; Split Rent Payments flags it on the offer.
OppLoans offers personal installment loans aimed squarely at borrowers with damaged or thin credit who would otherwise turn to single-payment products. The company runs a soft inquiry through alternative bureaus, verifies income via a bank connection, and funds most approved personal loans the next business day. There is no origination fee, and early payoff is free. The trade-off is cost: APRs are among the highest in this comparison, often triple digits, reflecting the credit risk it accepts. OppLoans reports to the major bureaus, so on-time payments help rebuild credit. It fits a borrower with a specific short-term need who cannot qualify elsewhere and plans to repay quickly; anyone with fair or better credit should compare against lower-cost options first.
3. NetCredit
For renters: A renter splitting the payment with a roommate should pick the shortest term offered; a five-year term on a rent-sized personal loan makes no sense, and Split Rent Payments suggests prepaying if it is the only offer.
NetCredit, part of Enova, offers personal installment loans and, in some states, a line of credit, to borrowers with fair or below-average credit. The application uses a soft inquiry and a bank-verification step, and approved personal loans can fund the same business day if signed early. NetCredit's distinguishing feature is flexibility on the term, which can run up to five years even on small amounts; that lowers the payment but raises total interest substantially, so the calculator matters. APRs are high, in line with other subprime lenders. Payments are reported to bureaus. It suits borrowers who need a small amount with a payment that fits a tight budget and who intend to prepay when possible.
4. Possible Finance
For renters: Fits a single roommate's share of rent rather than a full month, which is the scale at which most people first split rent payments.
Possible Finance is a mobile-first lender that makes very small personal installment loans, up to $500 in most states, repaid in four biweekly payments. It uses bank-account cash flow rather than a credit score to decide, reports payments to the major bureaus, and allows borrowers to reschedule a payment in the app without penalty. Because the maximum is $500, Possible sits at the very bottom of the amount range on this site and is a fit only for a small gap such as one roommate's share of rent. Its APR is high when annualized, but the dollar cost on a short, small personal loan is modest. It is an alternative for someone who would otherwise use a single-payment product and wants the repayment to build credit.
5. Avant
For renters: Its $2,000 minimum matches a full month's rent in most metros, and the app's payment tools suit a borrower collecting roommate shares through a split pay app.
Avant targets the middle of the credit spectrum, with most borrowers holding scores between 600 and 700. Its minimum personal loan of $2,000 places it at the upper half of this site's range. The application is quick, uses a soft inquiry to show an offer, and funds next business day after signing. Avant charges an administration fee deducted from proceeds, so borrowers should request slightly more than the amount they need. APRs span from the high single digits to the mid-thirties. Avant reports to all three bureaus and allows early payoff without penalty. It fits a fair-credit borrower consolidating cards or covering a larger move-in cost, and its mobile app makes payment management simple.
6. Upstart
For renters: Recent graduates in their first shared apartment, the classic Split Rent Payments household, are exactly the profile its model favors for a personal loan.
Upstart is a lending marketplace known for an underwriting model that weighs education, field of study, and employment history alongside credit. Loans start at $1,000, and the model can approve borrowers with thin files that traditional scoring would reject. Terms are fixed at three or five years, which is longer than ideal for a small personal loan; a $2,000 personal loan over 36 months costs more in total interest than the same personal loan over 12, though there is no prepayment penalty. Origination fees vary widely by borrower. Funding is typically next business day. Upstart fits recent graduates and early-career borrowers with limited history and steady income; it is less useful for someone who wants a short term on a small amount.
7. LendingPoint
For renters: Better suited to a consolidation than to a one-month rent gap, because the 24-month minimum term is long for a rent-sized personal loan; Split Rent Payments routes consolidation requests here more often than rent requests.
LendingPoint markets to near-prime borrowers and evaluates applications using a proprietary model that emphasizes cash flow and job stability along with the score. Minimum loan amount is $1,000, and the minimum term of 24 months is on the long side for small amounts, so borrowers should plan to prepay. Origination fees are deducted from proceeds and vary by state and profile. Funding is usually the next business day after signing. LendingPoint reports payments to the bureaus and allows early payoff without penalty. It fits a fair-credit borrower consolidating several balances in the $3,000 to $5,000 range who values a lower monthly payment and intends to pay extra when possible.
8. OneMain Financial
For renters: Works for Split Rent Payments applicants who prefer to sit across a desk, and its branch network reaches small cities where online lenders are thin.
OneMain Financial is one of the largest branch-based personal lenders in the country, with more than 1,300 locations. It serves fair and poor credit borrowers and offers both unsecured personal loans and personal loans secured by a vehicle title, which can lower the rate. Applications can start online but usually finish at a branch with a personal loan specialist, and funds can be issued the same day by check or debit card. Terms start at 24 months. Origination fees vary by state. OneMain reports to the bureaus and does not charge prepayment penalties. It fits a borrower who wants an in-person process, has a paid-off vehicle to offer as collateral, or has been declined by online lenders; its APRs are higher than prime online lenders.
9. Upgrade
For renters: A renter consolidating a shared household card balance can have Upgrade pay the card directly, then split the loan payment at home with a split pay app.
Upgrade offers personal loans starting at $1,000 with a strong focus on debt consolidation, including the option to have funds sent directly to creditors, which can earn a rate discount. Terms begin at 24 months, so a small personal loan is paid over a longer period than many borrowers need; early payoff is free. Origination fees are deducted from proceeds. Upgrade uses a soft inquiry to show offers and typically funds within one business day of acceptance. Its credit-health tools and reporting to all three bureaus make it a fit for a fair-credit borrower consolidating cards who wants the lender to pay them off directly. Borrowers who need a term under two years should compare elsewhere.
10. Best Egg
For renters: Fits a renter with good credit at the top of the $5,000 range, such as a full move-in for two, more than a small rent gap; Split Rent Payments sends few sub-$2,000 requests here.
Best Egg positions itself for borrowers with good credit and a stable income, and it is a common choice for consolidating a few thousand dollars in card balances. The minimum personal loan is $2,000 and terms run three to five years, so the monthly payment is low but the term is longer than the amount warrants; there is no prepayment penalty. Origination fees vary with the profile. Funding takes one to three business days after verification. Best Egg reports to the bureaus and offers a secured option backed by home fixtures in some states. It fits a borrower at the top of this site's range with a score above 660 who wants a competitive rate and does not mind a longer term with the intention to prepay.
11. Universal Credit
For renters: A fallback for a renter declined by prime lenders who still needs a few thousand dollars to consolidate shared household debt.
Universal Credit is a lending platform affiliated with Upgrade that focuses on borrowers with lower credit scores than its sister brand. It offers personal loans from $1,000 with three- or five-year terms, direct payment to creditors for consolidation, and free credit monitoring. Origination fees are on the high end and are deducted from proceeds, and APRs run higher than Upgrade's. Applications use a soft inquiry and fund about one business day after acceptance. Universal Credit reports payments to the bureaus. It fits a borrower with a score in the high 500s who has been declined by prime lenders and is consolidating card debt; a borrower with a small, short-term need will find the long minimum term a poor fit.
12. RISE Credit
For renters: The five-day return window is useful for a renter who applied before confirming a roommate's share had actually arrived.
RISE Credit, owned by Elevate, offers small personal installment loans and lines of credit to borrowers with poor credit, with amounts and products varying by state. Its program reduces the rate on subsequent personal loans for borrowers who pay on time, and it offers a five-day risk-free period to return the funds without cost. APRs are very high, comparable to OppLoans, and the company is candid that its product is a step up from single-payment personal loans rather than a competitor to prime lenders. Funding is next business day. RISE reports to bureaus and allows schedule changes. It fits a borrower with a specific short-term need who cannot qualify with a fair-credit lender and intends to repay fast.
13. Mariner Finance
For renters: Its 12-month minimum term suits a rent-sized personal loan better than most online lenders' 24-month floors.
Mariner Finance is a branch-based consumer lender with several hundred locations, mostly in the eastern half of the country. It makes unsecured and secured personal loans starting at $1,000, and it is known for a hands-on process where a branch representative walks through the application, verifies documents, and can fund the same day. Loans under a few thousand dollars are its bread and butter, and it will lend to borrowers with limited or damaged credit, at APRs that reflect that risk. Mariner reports payments to the bureaus. It fits a borrower who wants a local, in-person relationship, particularly in smaller cities where online lenders may not operate; the cost is generally higher than prime online lenders.
14. Regional Finance
For renters: The $600 minimum reaches down to a single roommate's share of rent, and same-day branch funding matches a due date that is tomorrow.
Regional Finance, operated by Regional Management Corp., runs roughly 350 branches across the South and Midwest and specializes in small personal installment loans that start at $600. Its underwriting relies on income verification and a branch conversation more than a score, and it offers both unsecured personal loans and personal loans secured by a vehicle or personal property, which can improve terms. Funds are often available the same day at the branch. APRs are in the high double digits for most borrowers. Regional reports payments to the bureaus. It fits a borrower in its footprint who needs a small amount quickly, has limited credit, and prefers an in-person process; online-only borrowers and those with good credit will find cheaper options.
15. World Finance
For renters: A renter in a small Southern town with no credit file can get a few hundred dollars here the same day, at a price to be weighed carefully.
World Finance, part of World Acceptance Corporation, operates more than 1,000 small branches in the South, Midwest, and Southwest. It makes traditional personal installment loans as small as a few hundred dollars, with fixed payments and a strong emphasis on returning customers who refinance as they pay down. Applications happen in person or start online and finish at a branch, with same-day funding. APRs are high, and borrowers should ask specifically about any optional credit insurance offered at closing, which adds to cost. World reports payments to bureaus. It fits a borrower who needs a very small personal loan, lacks credit history, and lives near a branch; it is not the lowest-cost option for anyone with fair credit.
16. Lendmark Financial Services
For renters: The short minimum term and same-day funding make it a practical option for a renter covering one month and splitting the repayment.
Lendmark Financial Services is a branch-based consumer lender with several hundred offices, concentrated in the Southeast and Mid-Atlantic. It offers unsecured and secured personal loans starting at $1,000 and markets to borrowers with limited or impaired credit, using income and stability as primary factors. The process typically begins online and finishes in a branch with document verification, and funds can be disbursed the same day. Terms start at 12 months, which suits small amounts better than lenders whose minimum term is two years. APRs are in the high double digits. Lendmark reports payments to the bureaus. It fits a borrower in its footprint who wants a short term on a small personal loan and in-person service.
17. Republic Finance
For renters: Starts at exactly the $500 floor of this site, which fits a partial rent gap or a single roommate's overdue share.
Republic Finance operates more than 250 branches across the South, Midwest, and Mountain West and makes small personal installment loans starting at $500, which places it squarely in this site's amount range. Underwriting considers income and stability with less weight on the score, and the company offers both unsecured personal loans and personal loans secured by personal property. Applications can start online and are completed in a branch, with funds usually issued the same day. APRs are high, and borrowers should confirm the term and total repayment figure before signing. Republic reports payments to bureaus. It fits a borrower who needs a small amount quickly, is near a branch, and has been turned down by online lenders.
18. Heights Finance
For renters: Short terms on small amounts fit a Split Rent Payments renter who wants a shared loan payment gone within a lease term.
Heights Finance is a regional installment lender with branches in the Midwest and South. It makes personal loans starting at $500 to borrowers with limited or damaged credit, evaluating income and bank history alongside the score, and it offers secured options that can lower the rate. The process is branch-centered: apply online, then verify documents and sign at a local office, often receiving funds the same day. Short terms are available, which suits small amounts. APRs are high, in the range typical of branch lenders serving subprime borrowers. Heights reports payments to the bureaus. It fits a borrower in its footprint who wants a small, short personal loan and values a local relationship; borrowers elsewhere will need an online option.
19. Sun Loan Company
For renters: A borrower with no file who is splitting a first apartment's deposit can start a credit history here with an on-time loan.
Sun Loan Company runs a network of small storefront branches in Texas, Oklahoma, Missouri, and several other states, making traditional personal installment loans from a few hundred dollars up to $5,000. Its underwriting is relationship-based, relying on income verification and a branch interview rather than a score threshold, and it serves many borrowers with no credit file at all. Terms run up to about two years with fixed monthly payments, and funds are usually issued the same day at the branch. APRs are high. Sun Loan reports payments to the bureaus, so an on-time personal loan builds history. It fits a borrower in its footprint who needs a small amount, has thin credit, and prefers a face-to-face process.
20. Security Finance
For renters: Loans under $500 in some states reach the smallest rent gaps, though renters with any credit should compare online first.
Security Finance is one of the larger storefront installment lenders, with roughly 1,000 branches across the South, Midwest, and Southwest. It makes small personal loans, in many states starting under $500, with fixed monthly payments and terms of a few months to two years. Applications are completed in person, income is verified with a pay stub or bank statement, and funds are typically issued the same day. The company serves borrowers with no credit or poor credit and prices accordingly; APRs are high, and any optional products offered at signing should be declined unless wanted. Security Finance reports payments to bureaus. It fits a borrower who needs a very small personal loan quickly, lives near a branch, and cannot qualify with online lenders.
21. Tower Loan
For renters: A Deep South renter covering one month and dividing the payment with a roommate can keep the term short here, which Split Rent Payments recommends for any rent-sized personal loan.
Tower Loan is a regional installment lender with branches concentrated in Mississippi, Louisiana, Alabama, Missouri, and Illinois. It makes small personal loans starting at a few hundred dollars, with fixed payments and terms up to about three years, to borrowers across the credit range including those with no file. Applications can begin online and are finished at a branch, where funds are usually issued the same day. Tower emphasizes simple, fixed-payment personal loans without the deferred-interest structures common in retail financing. APRs are high, as with other branch lenders serving subprime borrowers. Tower reports payments to the bureaus. It fits a borrower in the Deep South who wants a small personal loan with a local office and a short term.
22. MoneyLion
For renters: The immediate portion can cover a roommate's late share while the reserve builds a credit file over the year.
MoneyLion is a mobile banking app whose Credit Builder Plus program provides a small personal installment loan of up to $1,000 at a fixed rate with no hard credit check, paired with a monthly membership fee. A portion of the personal loan is available immediately and the remainder is held in a reserve account released at payoff, which makes it as much a savings-and-credit product as a personal loan. Payments are reported to all three bureaus, and the 12-month term is fixed. The membership fee effectively raises the cost, so the true APR should be calculated with it included. MoneyLion fits a borrower who needs a few hundred dollars now and wants to build credit over the year; it is not a fit for someone who needs the full amount immediately.
Choosing between two similar lenders
When two lenders offer similar APRs, decide on total repayment, term flexibility, and fees. A lender with a 3-month minimum term beats one with a 24-month minimum on a $1,200 loan even at a slightly higher APR, because the total interest is far lower. A lender with no origination fee beats one that deducts 5% when the amounts are otherwise equal. A lender that lets you pick the due date beats one that does not if you collect roommate shares on a fixed day.
The personal loan calculator turns any two offers into total-repayment figures in a minute. Enter each offer's amount, term, and APR, and compare the totals. A SplitPay style split of the payment among roommates does not change which offer is cheaper; it only changes each person's share.
How Split Rent Payments uses this comparison
Split Rent Payments does not send every request to every lender. The routing uses the same facts these profiles describe: the personal loan amount, the applicant's state, the credit tier, and the term the applicant can carry. A $700 request from a renter with a thin file is routed toward the small-dollar and credit-building lenders; a $4,500 consolidation request from a renter with a 690 score is routed toward the prime and near-prime lenders. Reading the profiles first tells you which group your request is likely to reach, so an offer at a branch lender's price does not come as a surprise to a prime applicant, and a decline from a prime lender does not come as a surprise to an applicant with a 560 score.
Lenders and the rent split payments question
None of these lenders splits a personal loan between two borrowers, and none of them needs to. The split happens in the household: one roommate is the borrower, the others owe shares, and a written agreement with a collection date before the draft holds it together. What differs between lenders is how easy they make the borrower's side. Lenders that let you choose the due date, such as most of the online lenders above, let you place the draft after the day roommate shares arrive. Lenders that offer biweekly drafts, such as Oportun and Possible Finance, suit households where shares are collected every pay date. Lenders with a five-day return window, such as RISE, give a borrower who applied before a roommate's share was confirmed a way out. A split pay app carries the shares; the lender only sees one payment.
Renters comparing a SplitPay style split payment app with a personal loan sometimes expect the app to be the loan. It is not. The app divides a bill that has already been paid; the personal loan pays the bill. Split Rent Payments pairs the two because a rent split payments method without cash behind it is arithmetic, and a personal loan without a split is one person's burden.
Personal loan features that matter more than the headline APR
Across these 22 lenders, four personal loan features change the real cost more than a point or two of APR. The minimum term: a personal loan with a 24-month floor on a $1,200 amount costs roughly twice the interest of the same personal loan over 9 months, so a lender with short terms wins on small amounts even at a higher rate. The origination fee: a 5% fee on a $2,000 personal loan is $100 before any interest, which a no-fee lender at a slightly higher APR often beats over a short term. Funding speed: a personal loan that funds the same day at a branch is worth more than a cheaper one that funds in three days when rent is due tomorrow. And reporting: every lender above reports to at least one bureau, so a personal loan paid on time from any of them builds history. The rates page shows how APR tiers work; the personal loan calculator turns any two offers into totals.
Keeping this comparison current
Personal loan lenders change amounts, states, and fees often, and the profiles above describe products as they are publicly marketed rather than a guarantee of current terms. When a lender's personal loan minimum rises or it exits a state, the effect on you is that your request reaches a different lender, not that you receive a worse offer. If you notice a profile that no longer matches a lender's own site, the contact page lists an email for corrections. Split Rent Payments reviews this page against lender sites on a rolling basis and updates the profiles when a material term changes.
A last note on scope. Split Rent Payments profiles these lenders because they make the personal loans renters actually request, not because they are the largest. A renter who wants a split payment app will not find one here; a renter who wants a personal loan from a lender that fits their profile, and a rent split payments method to divide the payment afterward, will. Split Rent Payments routes the request; the SplitPay style tracker of your choice carries the shares; and this page tells you which lender is likely on the other end.
Frequently asked questions
Did any of these lenders pay to be listed on Split Rent Payments?
No. The profiles are descriptive and no lender paid for placement or is linked. Split Rent Payments may be compensated by lenders in its network when a request results in a loan, as explained on the disclosure page.
Why do branch lenders charge higher rates than online lenders?
They serve borrowers with limited or damaged credit, make very small loans that carry fixed costs, and operate physical locations. The trade-off is same-day funding and a person to talk to.
Which lenders make loans under $1,000?
Possible Finance, MoneyLion, Oportun, RISE, and most branch lenders including Security Finance, Sun Loan, World Finance, Republic, and Heights. Most prime online lenders have minimums of $1,000 or more.
Can I apply to several of these lenders at once?
You can, but each direct application may involve a hard inquiry. One request through Split Rent Payments reaches lenders that fit your profile with a soft inquiry, which is usually faster and easier on your credit.